Tuesday, July 22, 2008

Playing House And Playing Victim


Written on the third anniversary of the day when I proposed marriage to my Janalee, who now has a Heavenly mansion to dwell in--close to my first wife's mansion, there in the Kingdom where there is no rivalry or jealousy.


Long ago, around the time I got married to my Mary, there was a vacant house across the street from the formerly-vacant house we were homesteading under a city program. The owner of this unused house was hoping to rent it to someone. What he got was fifty percent of what he was looking for: that is, he got all of the burden and none of the reward. What happened was that a homeless family literally BROKE INTO the house, just like burglars, and began helping themselves not only to shelter, but also to heat, light and water that were being paid for by the owner.

The owner of the house hated to turn poor people out on the street, so he WENT ON paying for these utilities, which he could have cut off--much as the government of Israel in recent times has shown mercy to the very Palestinians who shoot rockets at them from Gaza, by NOT instantly cutting off their electrical power supply. The house owner, however, was so evil and mercenary and wicked and inhuman as to ask if the thieves using his property might consider paying him rent.

When months had passed with no rent forthcoming from the thieves, the owner of the property finally decided that he had given them a free ride at his own unrewarded expense long enough. So he called on the police to evict the long-term burglars. That's when the real fun started.

The liberal establishment in our city immediately erupted in furious outrage against this EEEEEE-vil, GREEEEE-dy landlord who had so cruelly turned out his poor "tenants." That's right, the thieves were spoken of as "tenants." The leftwing establishment was careful not to mention the inconvenient fact that the squatters
WERE NOT tenants, that they were nothing but burglars in the very truest sense of the term. It made a better story for the owner of the house to be dressed in a Snidely Whiplash outfit, complete with top hat and cape. The thieves, being white American citizens, didn't have the race card to play; but the class-envy card was enough to make them innocent victims. They weren't evil right-wing capitalists, so they could not be wrongdoers, that wouldn't fit the script.

As I say, this happened a long time ago. Enough time has passed that the children of that family may by now be doing their own break-ins just like Mom and Dad. But I've been reminded of the incident because of recent mortgage problems nationwide.

Now, I've never pretended to be an economics expert. My grown daughter (who, with her husband, actually PAID FOR the place where they live) works for a credit union, and understands far more than I do about Fannie Mae and Freddie Mac. But I don't need to be a degreed economist to notice a slant in the public discussion. When home-buying is the subject, almost all I ever hear is how EEEEE-vil the sellers and lenders are. I don't deny that there are crooked businessmen and heartless rich people; my Mary came up against privileged, pampered crooks in a different context in the course of her honorable career as a nurse. But I know for a certainty that
there's ALSO such a thing as irresponsible behavior by some buyers, borrowers....and thieving squatters.

If you insist that the EEEEEE-vil rich people by themselves constitute the entire and complete explanation of the mortgage crisis, then you're not really looking for a complete explanation; you're only looking for a convenient villain, and you figure
that "Thou shalt not steal" should only be binding on the wealthy whom you want people to envy.